How much crop insurance coverage is needed, and how do we get there? This is an age-old question that is answered with “depends.” Please allow me to elaborate. Like beer or soda, all have different preferences and/or tolerances for risk. We believe the best outcome for crop insurance is that…
Benjamin Franklin famously stated, “Nothing in this world is certain except death and taxes.” The last two years could be summed up in many ways, but certainty is not one. Paycheck Protection Program loans, Employee Retention Credits and Farm Service Agency payments popped up seemingly overnight, sending producers and practitioners…
The song, “On the Road Again,” by Willie Nelson would be very appropriate for my summer travels engaging with producers, lenders and agribusinesses. The spectrum of audiences and events ranged from multiday young farmer and rancher conferences to lending schools, online events and the occasional strategic planning venue where I…
Absent a significant change in life circumstances (e.g., the death, disability or desired disinheritance of a current heir), I advise clients to review their estate planning documents every three to five years. The purpose of the review is not to determine whether changes in state or federal law necessitate revisions…
